New

The Noyo Carrier Network: A universal API experience for every carrier

New

The Noyo Carrier Network: A universal API experience for every carrier

Powering the modern benefits experience

The future of employee benefits is built with trusted data that moves seamlessly. Noyo delivers the technology, automation, and tools to move the entire industry forward.

Get Started

HR, benefits, and payroll  platforms are built on Noyo

We built the industry standard for modern enrollment so you don’t have to. Manage all of your benefits data and carrier connections on one platform.

Learn more

One integration, full access to the Noyo Carrier Network

Scale carrier connectivity faster and at a fraction of the cost of building direct.

A unified API experience for every carrier

Ditch EDI and other manual systems. Streamline every step of enrollment.

Faster growth, smoother operations

Stand out with an easier, more automated experience that’s less work for everyone.

01
Group Connection
With traditional EDI and other manual systems, it takes weeks to get groups ready for enrollment. Use Noyo to get groups connected to the carrier in days (or less) with clean, structured data and API-powered automation.
02
Enrollment
Get members enrolled faster and more reliably with an intuitive API that supports all change scenarios (new hire, QLE, demographic, term, and more). Plus, near real-time capabilities and the technology to proactively detect coverage issues.
03
Renewal
Imagine open enrollment without EDI files, blackout periods, and a million different workflows for each carrier. Noyo streamlines the process with automation that syncs group data, processes enrollments faster, and confirms success.
04
Analytics
The carrier system can feel like a black-box. You can submit data, but it’s difficult to see what happened. Noyo enables full visibility and control of group, plan, and member data along with real-time insights, change histories, and detailed statuses.
05
Reconciliation
Most of the industry relies on error reports and escalations to understand issues that impact member coverage. Noyo provides the automation and tooling to catch and resolve data discrepancies before they impact coverage.

The industry’s most advanced enrollment solution

It’s easier than ever to deliver the modern experience HR admins, brokers, and members expect.

See product overview

Easy Integration

A universal API and data format for every carrier

Enrollment Engine

Noyo continuously transmits, audits, and cleans enrollment data

Carrier Network

Use Noyo to connect virtually any insurance carrier

Command Center

Full visibility and control of your enrollment data

How advanced is your enrollment experience?  
Get a live demo and compare.

The preferred technology partner for leading insurance carriers

Noyo equips carriers to offer modern, API-enabled experiences  to HR and ben-admin platforms – no existing APIs needed.

Learn more

Hey carriers, just getting started?   Introducing Noyo Advisory

Noyo meets carriers where they are, guiding technical development, operational planning, and the business case for modern enrollment technology. Carriers of all shapes and sizes, including the industry’s largest medical carriers, are partnering with Noyo to expand digital connectivity faster.

Talk to us

Proven technology and benefits expertise

Noyo was first-to-market with an API solution for enrollment and eligibility. Today, Noyo is pioneering the industry’s first proven, measurable standards for the modern enrollment experience, accelerating innovation for all.

Moving the industry forward

Noyo sits on the LIMRA Data Exchange Standards Committee (LDEx), leading the way toward a more open and connected benefits ecosystem.

API

The developer experience you’ve been waiting for

Read the docs

{
"snapshot_mode": "current_open",
"employee": {
  "custom_individual_id": "1",
  "classifications": {
     "BranchName": "HQ",
     "Department": "Sales"
},
"employment": {
  "employment_status": "full-time",
  "occupation": "Senior Analyst",
  "hours_worked": 50,
  "salary": {
      "amount": 155000,
      "unit": "annual",
      "type": "salary",
"effective_date": "2022-10-01"
},
"employment_dates": {
  "hire_date": "2022-10-01",
  "full_time_start": "2022-01-01"
 }
},
 "person": {
       "first_name": "David",
       "middle_name": "A",

REST-based with OpenAPI 3.0

One integration; many carriers

Comprehensive API and standardized data model

Crisp, robust API documentation

Insights

If you do benefits, you need Noyo

The future of employee benefits is faster, easier, and more automated. Are you ready?

Get Started

HR, benefits, and payroll platforms are built on Noyo

We built the industry standard for modern enrollment so you don’t have to. Manage all of your benefits data and carrier connections on one platform.

One integration, full access to the Noyo Carrier Network

A unified API experience for every carrier

Faster growth, smoother operations

01

Group Connection

With traditional EDI and other manual systems, it takes weeks to get groups ready for enrollment. Use Noyo to get groups connected to the carrier in days (or less) with clean, structured data and API-powered automation.

02

Enrollment

Get members enrolled faster and more reliably with an intuitive API that supports all change scenarios (new hire, QLE, demographic, term, and more). Plus, near real-time capabilities and the technology to proactively detect coverage issues.

03

Renewal

Imagine open enrollment without EDI files, blackout periods, and a million different workflows for each carrier. Noyo streamlines the process with automation that syncs group data, processes enrollments faster, and confirms success.

04

Analytics

The carrier system can feel like a black-box. You can submit data, but it’s difficult to see what happened. Noyo enables full visibility and control of group, plan, and member data along with real-time insights, change histories, and detailed statuses.

05

Reconciliation

Most of the industry relies on error reports and escalations to understand issues that impact member coverage. Noyo provides the automation and tooling to catch and resolve data discrepancies before they impact coverage.

The industry’s most advanced enrollment solution

It’s easier than ever to deliver the modern experience HR admins, brokers, and members expect.

Easy Integration

Enrollment Engine

Carrier Network

Command Center

How advanced is your enrollment experience? Get a live demo and compare.

The preferred technology partner for leading insurance carriers

Noyo equips carriers to offer modern, API-enabled experiences to HR and ben-admin platforms – no existing APIs needed.

Hey carriers, just getting started? Introducing Noyo Advisory

Proven technology and benefits expertise

Moving the industry forward

Insights

Further Reading

Insights

Further Reading

HR, benefits, and payroll  platforms are built on Noyo

How advanced is your enrollment experience?  
Get a live demo and compare.

Noyo equips carriers to offer modern, API-enabled experiences  to HR and ben-admin platforms – no existing APIs needed.

Hey carriers, just getting started?   Introducing Noyo Advisory